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Thomas Holm Ingemann

Averaging 35% annual returns,
since 2013.

Every decision

Investing is for everyone, including you. And the earlier you start, the more joy you can derive from your investments.

In 2013, I embarked on my own investment journey by investing in stocks, unlisted shares and real estate and despite many bumps along the road, my investment has grown from $92,500 to $1,805,843 as of 12/31/23.

This means that today, at 34 years old, I can live solely off my investments and am not reliant on income from a job.

If you wish to start investing yourself, you have the opportunity to follow my thoughts and investments continuously through my newsletter or social media channels. You can also directly copy all my trades on eToro.

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk

Thomas Holm Ingemann

This means that today, at 34 years old, I can live solely off my investments and am not reliant on income from a job.

Thomas Holm Ingemann

Slow and steady wins the race

My investment philosophy


Identify the prevailing global megatrends and strategically invest in them. Always bear in mind that recognizing and aligning with these trends can be advantageous, as they often provide significant tailwinds for your portfolio.


Invest new money regularly; even small amounts matter and can help create a snowball effect for your portfolio. Remember that it's almost impossible to time the market, which is why I recommend staying invested all the time.


When you invest, it’s hard to avoid stocks, which are clearly the most popular form of investment among private investors, aside from owning a home.

A stock is essentially an ownership stake in a company, and even with small amounts of money, you can become a part-owner of major brands like Coca-Cola and Apple. Becoming a part-owner means that you lend the company some money by buying the stock, and in return, you get a share of the company’s future profits. The profits can either be paid out to you as a cash dividend, or the company can choose to use the money to accelerate growth through increased investment or by buying back its own shares, which should ideally give you a capital gain instead.

So, it’s about finding companies that will make money in the future, ideally at a reasonable price. Easy in theory, harder in practice.

I regularly share my own investments. If you’d like to use them for inspiration, you can sign up for my free newsletter.


Stocks are one of the “cheapest” ways to get started, meaning that you need a minimum of 10,000 kr. to start investing. You can invest less, but you risk quickly having commissions and other fees become too significant.

Additionally, it requires a desire to learn and patience, lots of patience. Good returns take time, and it can certainly test your will and patience, especially during downturns.

Over 80% of my funds are in stocks. The rest consists of real estate, crypto, and alternative investments.

It depends on your needs. Generally, eToro is a good choice for many due to its low costs and the ability to copy others’ trades.

If you use your own bank, you need to be very aware of their fees. They often are significantly higher than, for example, eToro.

eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk

We’re living in challenging times right now, with war in Europe, supply chain issues, high inflation, and rising interest rates. So yes, there are many reasons to be cautious. But no matter when you ask, economists can point to dark clouds on the horizon. Most recently in 2020 when we were introduced to Corona, and the markets plummeted massively. As we all know, that was followed by huge increases afterwards.

Timing the market is extremely difficult, it’s not a skill I’m personally good at. However, I do know that time in the market beats timing the market. In other words, over time the market will rise, so it’s about being in it for the long haul, and accepting that you can’t always buy at the bottom and sell at the top.

That was the long answer. The short one is, I see many exciting buying opportunities in the market right now, but also the opposite. So you can definitely invest now, but be extra cautious given the circumstances.

No, neither. I invest for myself and I’m happy to share my advice, completely free of charge. If you’re looking for advice or a manager, unfortunately, I’ll have to direct you elsewhere.

Every decision

Even though I encourage you to invest, you should also remember that there is risk involved in all forms of investment. You can lose your money. The content on this page, my newsletter og social channels should not be considered as advice, as I am not aware of your situation or risk tolerance.


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9000 Hasseris


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